PROP FIRM REVIEW · 2026 UPDATED
Fintokei explained in one read: programs, rules, payouts and the checks that tell you whether a prop firm is legit.
Up to 100% profit split
Martingale, news trading and weekend holding all permitted.
Claim Offer ↗Opens the firm’s own site · T&Cs apply · 18+Commercial links may be used. Program conditions can change; confirm every rule and price on the firm’s official website before purchasing.
Start with the official rules. Fintokei can update prices, drawdown formulas and payout conditions at any time: confirm the current terms on the program page before purchasing.
Fintokei keeps appearing in prop firm comparisons for a reason: four routes to funding (StartTrader, SwiftTrader, ProTrader and ProTrader Swing), account sizes listed on its current plans page, and a rulebook you can read before you pay. In this 2026 Fintokei review we cover pricing, the trading rules, the payout process and the checks that tell you whether a prop firm is legit. Fintokei belongs to the Purple Group, founded in 2011 in the Czech Republic, and runs three evaluation formats up to $400K.
Before the detail, the short version of Fintokei: four routes to funding (StartTrader, SwiftTrader, ProTrader and ProTrader Swing), account sizes listed on its current plans page, and the program conditions written where you can read them. Everything below expands on those three points.
Every firm in our comparison is checked on the same points: published rules, written payout policy, visible pricing and consistent terms. Fintokei’s figures in this review come from its own program pages (checked September 13, 2026) and can change; the checkout page is always the reference.
Search “Fintokei scam” and you will find the usual mix of frustrated traders who broke a rule and traders who were paid. Our reading is simpler: Fintokei states its objectives, its drawdown limits and its payout conditions before you buy, and it operates a normal checkout and dashboard. Those are the marks of a legitimate operation. The rest is down to trading inside the published rules. The firm also states who is behind it: Part of Purple Group (established 2011); Czech Republic-based.
Here is the checklist we use for every firm, Fintokei included; five minutes on the official site answers all of it:
Fintokei clears that checklist, and that, not marketing claims, is why we are comfortable listing it. Years of operating history count for a lot in a market where many firms are less than three years old.
The Fintokei Trustpilot profile is at trustpilot.com/review/fintokei.com. Three things to look at before trusting a score: the number of reviews (a few dozen say little), the dates (a firm can change a lot in a year) and the share of reviews that describe an actual payout. Invited reviews are common in this industry, so weigh detailed reviews more than one-line ratings.
Here is how Fintokei structures its programs, as published on its official pages. Prices are indicative (promotions change them), so always read the figure at checkout.
| Challenge type | Steps | Account sizes | Price from | Profit target |
|---|---|---|---|---|
| StartTrader | 3 | up to $100K | $244 (50K account) | 2% / 3% / 6% |
| SwiftTrader | 1 | up to $200K | $499 (100K account) | 6% |
| ProTrader | 2 | up to $400K | $549 (100K account) | 8% (phase 1) / 6% (phase 2) |
| ProTrader Swing | 2 | up to $200K | $679 (100K account) | 8% (phase 1) / 6% (phase 2) |
The two-step route is the classic path: two objectives before funding, usually at the lower fee. The one-step route asks for a single objective and gets a consistent trader to payouts sooner. The three-step route splits the objective into smaller targets per phase. Choose the account size you can trade within the daily loss limit on a bad day.
We do not list Fintokei discount codes that we cannot verify, and no public code was published on the pages we reviewed on September 13, 2026. Promotions, when they run, are shown on the Fintokei program page and at checkout, and announced on its own channels. If the goal is the lowest entry price with the fewest rules, Meridian Funded sells its Instant plan at $35 (down from $64) with no consistency rules, no minimum trading days and a free reset; it is #1 in our comparison above.
None of Fintokei’s rules are exotic (daily loss, maximum drawdown, a target, sometimes a time or consistency condition), but the details decide whether you pass. Here are the published figures and how to read each one.
| Rule | What Fintokei publishes |
|---|---|
| Maximum drawdown | 3%–10% (varies by program) |
| Daily loss limit | 2%–5% (varies by program) |
| Profit target | StartTrader: 2% / 3% / 6%; SwiftTrader: 6%; ProTrader: 8% (phase 1) / 6% (phase 2); ProTrader Swing: 8% (phase 1) / 6% (phase 2) |
| Minimum trading days | 3 separate trading days (accounts purchased after 15 July 2026), for StartTrader/SwiftTrader/ProTrader, both evaluation and funded/payout phases; previously 3 days generally, 5 days for SwiftTrader |
| Consistency rule | 'All-in trading' rule: forbids reaching the profit target via a single trade or a consolidated 'Trade Idea' (same symbol/direction/overlapping time), including one large trade plus minimal 'flipping' trades used only to satisfy the day-count; applies across evaluation programs. StartTrader additionally caps a single day's contribution at 40% of total profit. |
| EAs and copy trading | Martingale/aggressive averaging allowed but not recommended; hedging/opposite trading across multiple accounts or traders is prohibited; copy-trading & EA rules exist but specific allowances/restrictions were not fully retrievable |
As at September 13, 2026, Fintokei states a maximum drawdown of 3%–10% (varies by program) and a daily loss limit of 2%–5% (varies by program). These two numbers end most Fintokei evaluations, not the profit target. The daily figure is measured against the day’s starting balance or equity; the maximum figure defines the account’s total loss boundary and may be fixed or trailing. Set your position size from them, not from the profit target.
The published targets: StartTrader 2% / 3% / 6%; SwiftTrader 6%; ProTrader 8% (phase 1) / 6% (phase 2); ProTrader Swing 8% (phase 1) / 6% (phase 2). Treat a target as a destination reached in steps: consistent, moderate trades keep you inside the daily limit while the balance climbs.
Minimum trading days, as published: 3 separate trading days (accounts purchased after 15 July 2026), for StartTrader/SwiftTrader/ProTrader, both evaluation and funded/payout phases; previously 3 days generally, 5 days for SwiftTrader. Consistency rule: 'All-in trading' rule: forbids reaching the profit target via a single trade or a consolidated 'Trade Idea' (same symbol/direction/overlapping time), including one large trade plus minimal 'flipping' trades used only to satisfy the day-count; applies across evaluation programs. StartTrader additionally caps a single day's contribution at 40% of total profit.. Both conditions are the rules most often overlooked by traders who pass the target quickly. Read them once, plan around them, and they never become a problem.
EAs and copy trading: Martingale/aggressive averaging allowed but not recommended; hedging/opposite trading across multiple accounts or traders is prohibited; copy-trading & EA rules exist but specific allowances/restrictions were not fully retrievable. Whether you can trade news, hold over the weekend, run an EA or copy trades is exactly the kind of rule that changes between firms and between programs. Read the version that applies to your account and, if automation or news trading is central to your edge, weigh it against the rule-freedom column in our comparison above.
Source: Fintokei official rules, checked September 13, 2026.
Daily loss · maximum drawdown (static or trailing) · profit target · minimum days · consistency · news · weekends · EAs and copy trading. Note each one for the exact Fintokei program before checkout.
Payouts are where a prop firm earns or loses its reputation, and Fintokei makes the process easy to understand: the profit split and the payout cadence are published, the first payout has a stated eligibility condition, and withdrawals are requested from the trader dashboard once identity verification is complete.
Profit split: 50–100% (StartTrader) / 90% (SwiftTrader) / 80% (ProTrader, ProTrader Swing). Payout schedule: Every 14 days. Payment methods: Bank transfer (next business day), E-wallet (near-instant). (As published on fintokei.com, September 13, 2026.)
Two details worth reading closely: whether the payout frequency shortens as you build a track record, and how the balance is reset after a withdrawal (some firms reset the drawdown reference on payout, which affects your room for the next cycle). Both are stated in Fintokei’s payout terms.
“The best payout terms are the ones you can read before you buy.”bolsonweb.com.ar editorial guide
Platforms: TradingView, MetaTrader 5, cTrader. Markets: FX pairs, CFD metals, CFD energies, CFD indices. Confirm that your symbols are quoted, that the spread and commission model suits your holding time, and that the leverage per asset class supports your position sizing; a few minutes on a demo login settles all three before you pay for a challenge.
Traders comparing Fintokei usually have rule freedom on their list, and that is where Meridian Funded, the #1 firm in our comparison, stands out: no consistency rules, no minimum trading days, a free reset included, EAs, bots and copy trading permitted, a 12-hour reward pledge and a profit split of up to 100%. Fintokei’s strengths are its choice of routes, a published profit split of 50–100% (StartTrader) / 90% (SwiftTrader) / 80% (ProTrader, ProTrader Swing) and payouts every 14 days; if your priority is trading exactly the way you want with the fewest conditions attached, Meridian Funded is the benchmark to compare it against.
See the Meridian Funded offer ↗Opens the firm’s own site · T&Cs apply · 18+Our verdict: a positive one. Fintokei combines four routes to funding (StartTrader, SwiftTrader, ProTrader and ProTrader Swing), account sizes listed on its current plans page and a published rulebook, the three things that make a funded account plannable. Confirm the live numbers, pick a size your daily loss limit can absorb, and the firm rewards disciplined trading with a clear route to payouts.
Visit Fintokei official website ↗
Want to see how Fintokei compares on payout timing, profit split and rule freedom? Go back to the prop firm comparison at the top of this page or browse all 39 prop firm profiles.
Searches for the Fintokei affiliate program lead to the official site as well, where those programmes are announced and updated; we only cover what is published there.
Figures in this review were read on Fintokei’s official pages on September 13, 2026: fintokei.com, fintokei.com/how-does-fintokei-work, support.fintokei.com/en/articles/…, support.fintokei.com/en/articles/…, support.fintokei.com/en/collections/…. Prop firm terms change; the program page and the terms of service govern each account. Our full facts base with one source per figure is kept for every firm in our comparison.
Fintokei operates a public website with published program rules, a standard checkout and a written payout policy, the signals we look for in a legitimate prop firm. Part of Purple Group (established 2011). Payouts still depend on trading within the published rules.
Entry fees start from $244 (StartTrader) and depend on the route and the account size. The live price is shown at checkout on the official website and changes with promotions.
As published on September 13, 2026, Fintokei states a maximum drawdown of 3%–10% (varies by program) and a daily loss limit of 2%–5% (varies by program). Check the program page for the exact account you select, including whether the maximum drawdown is static or trailing.
Profit split: 50–100% (StartTrader) / 90% (SwiftTrader) / 80% (ProTrader, ProTrader Swing). Payout schedule: Every 14 days. Payment methods: Bank transfer (next business day), E-wallet (near-instant). Once funded and within the rules, you request a withdrawal from the Fintokei dashboard after meeting the first-payout condition.
EAs and copy trading: Martingale/aggressive averaging allowed but not recommended; hedging/opposite trading across multiple accounts or traders is prohibited; copy-trading & EA rules exist but specific allowances/restrictions were not fully retrievable. These are the published positions; check the current wording for your program before relying on any of them.
The lowest-priced evaluation is usually the best first step, from $244 for the StartTrader; pick the smallest account size your daily loss limit fits comfortably.