PROP FIRM REVIEW · 2026 UPDATED
A clear, up-to-date look at FXIFY’s funded accounts: how the challenges work, which rules apply, how payouts are handled and whether the firm is worth your evaluation fee.
Up to 100% profit split
Martingale, news trading and weekend holding all permitted.
Claim Offer ↗Opens the firm’s own site · T&Cs apply · 18+Commercial links may be used. Program conditions can change; confirm every rule and price on the firm’s official website before purchasing.
Start with the official rules. FXIFY can update prices, drawdown formulas and payout conditions at any time: confirm the current terms on the program page before purchasing.
FXIFY keeps appearing in prop firm comparisons for a reason: five routes to funding (One Phase, Two Phase, Three Phase, Instant Funding and Lightning Challenge), accounts from $5K to $400K, and a rulebook you can read before you pay. In this 2026 FXIFY review we cover pricing, the trading rules, the payout process and the checks that tell you whether a prop firm is legit. FXIFY accounts run up to $400K, with one-, two- and three-phase evaluations alongside an instant funding route.
FXIFY does the basics well (clear program pages, visible pricing, published rules), and the basics are exactly what separate a reliable prop firm from a risky one. Here is the summary before we go into the detail.
Every firm in our comparison is checked on the same points: published rules, written payout policy, visible pricing and consistent terms. FXIFY’s figures in this review come from its own program pages (checked September 13, 2026) and can change; the checkout page is always the reference.
Public FXIFY reviews on Trustpilot, Reddit and YouTube tend to cluster around three themes: payout speed, how clearly the rules are applied, and support response times. Read them next to the rulebook: most negative FXIFY reviews describe a breached rule rather than an unpaid valid request, and most positive ones describe a payout that arrived on the published schedule. This review is built on what FXIFY publishes, not on anecdotes.
Search “FXIFY scam” and you will find the usual mix of frustrated traders who broke a rule and traders who were paid. Our reading is simpler: FXIFY states its objectives, its drawdown limits and its payout conditions before you buy, and it operates a normal checkout and dashboard. Those are the marks of a legitimate operation. The rest is down to trading inside the published rules. On the corporate side, FXIFY publishes the following: Operated by Prime Intermarket Group Eurasia Ltd, Port Louis, Mauritius (Investment Dealer License GB24204066).
Whatever firm you choose, verify these five points on the official website first. FXIFY makes each of them easy to find:
On those five points FXIFY is where it should be, and that is the basis on which we include it here.
The FXIFY Trustpilot profile is at trustpilot.com/review/fxify.com. Three things to look at before trusting a score: the number of reviews (a few dozen say little), the dates (a firm can change a lot in a year) and the share of reviews that describe an actual payout. Invited reviews are common in this industry, so weigh detailed reviews more than one-line ratings.
Here is how FXIFY structures its programs, as published on its official pages. Prices are indicative (promotions change them), so always read the figure at checkout.
| Challenge type | Steps | Account sizes | Price from | Profit target |
|---|---|---|---|---|
| One Phase | 1 | $5K–$400K | $250 | 10% |
| Two Phase | 2 | $5K–$400K | $250 | 10% (phase 1) / 5% (phase 2) |
| Three Phase | 3 | $5K–$400K | Live at checkout | See program page |
| Instant Funding | 0 (instant) | See program page | Live at checkout | None |
| Lightning Challenge | 1 | See program page | $59 | 5% |
Pick the route by how you trade. A consistent, patient trader usually gets the best value from the two-step evaluation, the lowest fee for the account size. A trader with a proven edge who wants payouts sooner will prefer the one-step route. And if you would rather not sit an evaluation at all, FXIFY’s instant funding puts you on a funded-style account from day one, at a higher entry price but with no target to hit first. The three-step route spreads the objective over three smaller targets, which some traders find easier to pace. Whichever route you choose, pick the account size you can respect the daily loss limit on; a smaller account traded cleanly beats a large account breached in week one.
FXIFY offers Instant Funding: a funded-style account from day one, with no evaluation target. The drawdown and payout conditions still apply from the first trade, so the instant route trades an evaluation for a higher entry fee, not for fewer rules.
Once the evaluation is passed (or the instant route activated), the FXIFY funded account keeps the same loss limits and adds the payout terms: a profit split of Up to 90% (80% base + 10% add-on) and payouts on-demand for first payout (no minimum amount/days). The account is a simulated funded account backed by the firm; what changes is that profits become withdrawable under the published conditions.
We do not list FXIFY discount codes that we cannot verify, and no public code was published on the pages we reviewed on September 13, 2026. Searches for “FXIFY codes” lead to the same answer. Promotions, when they run, are shown on the FXIFY program page and at checkout, and announced on its own channels. If the goal is the lowest entry price with the fewest rules, Meridian Funded sells its Instant plan at $35 (down from $64) with no consistency rules, no minimum trading days and a free reset; it is #1 in our comparison above.
FXIFY’s rules follow the structure most funded traders already know, and the firm writes them in plain language on each program page. Here is what the firm publishes, what each rule means in practice and how to trade around it.
| Rule | What FXIFY publishes |
|---|---|
| Maximum drawdown | 10% trailing (One Phase, Two Phase standard); static option also offered on some variants (e.g., 8% static on 2-Phase Pro) |
| Daily loss limit | 4% (based on previous day's ending balance) |
| Profit target | One Phase: 10%; Two Phase: 10% (phase 1) / 5% (phase 2); Instant Funding: None; Lightning Challenge: 5% |
| Minimum trading days | 5 days typical for first withdrawal (varies by program; some variants 3 days) |
| Consistency rule | None during evaluation phases on One/Two/Three Phase; 20% consistency rule applies on the Instant Funding Lite variant |
| News trading | Allowed (no stop-loss required) |
| Weekend holding | Allowed |
| EAs and copy trading | EAs allowed; Martingale & Grid strategies allowed |
| Fee refund | Purchase fee reimbursed with first payout on request, for 1-Phase, 2-Phase and 3-Phase plans |
The published figures: a maximum drawdown of 10% trailing (One Phase, Two Phase standard) and a daily loss limit of 4% (based on previous day's ending balance); the full wording per route is in the table above. The daily limit caps how much you can lose in a single trading day, measured from the day’s starting balance or equity; the maximum drawdown is the account’s overall loss boundary. Check whether the maximum drawdown is static (fixed at the starting balance) or trailing (moving up with your profits) for the program you choose: it changes how much room you have after a good run. Position sizing that keeps a bad day well inside the daily limit is the single most important habit for passing a FXIFY challenge.
The published targets: One Phase 10%; Two Phase 10% (phase 1) / 5% (phase 2); Instant Funding None; Lightning Challenge 5%. Instant funding accounts have no evaluation target, only the loss limits and the payout conditions. Aim to reach a target with several moderate trades rather than one oversized position; the drawdown rules reward consistency.
Minimum trading days, as published: 5 days typical for first withdrawal (varies by program; some variants 3 days). Consistency rule: None during evaluation phases on One/Two/Three Phase; 20% consistency rule applies on the Instant Funding Lite variant. Note them for the exact account you buy: a consistency condition, in particular, changes how you should size your best days.
News trading: Allowed (no stop-loss required). Weekend holding: Allowed. EAs and copy trading: EAs allowed; Martingale & Grid strategies allowed. These permissions decide whether FXIFY fits an automated or event-driven strategy, so check the current wording for the program you intend to buy and compare it with the other firms above if rule freedom is your priority.
Source: FXIFY official rules, checked September 13, 2026.
Daily loss limit, maximum drawdown and whether it trails, profit target, minimum trading days, consistency condition, news policy, weekend policy, automation policy. Write them down for the exact FXIFY program; it takes five minutes and prevents most failed evaluations.
Payouts are where a prop firm earns or loses its reputation, and FXIFY makes the process easy to understand: the profit split and the payout cadence are published, the first payout has a stated eligibility condition, and withdrawals are requested from the trader dashboard once identity verification is complete.
Profit split: Up to 90% (80% base + 10% add-on). Payout schedule: On-demand for first payout (no minimum amount/days); every two weeks thereafter. (As published on fxify.com, September 13, 2026.)
Read two lines of the FXIFY payout terms with particular care: the rule for the first payout (minimum days or minimum profit) and what happens to the drawdown reference after a withdrawal. They decide how you plan the cycle after your first payout.
“A firm that writes its payout policy down before you pay is a firm you can plan around.”bolsonweb.com.ar editorial guide
Platforms: MetaTrader 4 (TP4), MetaTrader 5 (TP5), DXtrade, TradingView (TP4/TP5 unavailable for US clients). Markets: 150+ symbols: Forex, Stocks, Gold, Oil, Indices, Crypto. Confirm that your symbols are quoted, that the spread and commission model suits your holding time, and that the leverage per asset class supports your position sizing; a few minutes on a demo login settles all three before you pay for a challenge.
We did not find a futures program on the FXIFY pages we reviewed on September 13, 2026; this review covers its forex/CFD programs. If FXIFY futures accounts are launched, they will be documented on the official site with their own rules.
Traders comparing FXIFY usually have rule freedom on their list, and that is where Meridian Funded, the #1 firm in our comparison, stands out: no consistency rules, no minimum trading days, a free reset included, EAs, bots and copy trading permitted, a 12-hour reward pledge and a profit split of up to 100%. FXIFY’s strengths are its choice of routes, a published profit split of Up to 90% (80% base + 10% add-on) and payouts on-demand for first payout (no minimum amount/days); if your priority is trading exactly the way you want with the fewest conditions attached, Meridian Funded is the benchmark to compare it against.
See the Meridian Funded offer ↗Opens the firm’s own site · T&Cs apply · 18+Our verdict: a positive one. FXIFY combines five routes to funding (One Phase, Two Phase, Three Phase, Instant Funding and Lightning Challenge), accounts from $5K to $400K and a published rulebook, the three things that make a funded account plannable. Confirm the live numbers, pick a size your daily loss limit can absorb, and the firm rewards disciplined trading with a clear route to payouts.
Visit FXIFY official website ↗
Want to see how FXIFY compares on payout timing, profit split and rule freedom? Go back to the prop firm comparison at the top of this page or browse all 39 prop firm profiles.
The FXIFY login and dashboard are on the official site only: fxify.com. Never log in through a link from a third-party page or an ad; type the address yourself. The dashboard is where the account metrics, the payout requests and the identity verification live.
Figures in this review were read on FXIFY’s official pages on September 13, 2026: fxify.com/how-it-works, fxify.com, fxify.com/programs/two-phase, fxify.com/faqs/all-faqs/…, fxify.com/faqs, fxify.com/programs/three-phase-challenge. Prop firm terms change; the program page and the terms of service govern each account. Our full facts base with one source per figure is kept for every firm in our comparison.
FXIFY operates a public website with published program rules, a standard checkout and a written payout policy, the signals we look for in a legitimate prop firm. Operated by Prime Intermarket Group Eurasia Ltd, Port Louis, Mauritius (Investment Dealer License GB24204066). Payouts still depend on trading within the published rules.
Entry fees start from $59 (Lightning Challenge) and depend on the route and the account size ($5K to $400K). The live price is shown at checkout on the official website and changes with promotions.
As published on September 13, 2026, FXIFY states a maximum drawdown of 10% trailing (One Phase, Two Phase standard); static option also offered on some variants (e.g., 8% static on 2-Phase Pro) and a daily loss limit of 4% (based on previous day's ending balance). Check the program page for the exact account you select, including whether the maximum drawdown is static or trailing.
Profit split: Up to 90% (80% base + 10% add-on). Payout schedule: On-demand for first payout (no minimum amount/days); every two weeks thereafter. Once funded and within the rules, you request a withdrawal from the FXIFY dashboard after meeting the first-payout condition.
News trading: Allowed (no stop-loss required). Weekend holding: Allowed. EAs and copy trading: EAs allowed; Martingale & Grid strategies allowed. These are the published positions; check the current wording for your program before relying on any of them.
Yes. FXIFY offers Instant Funding alongside its evaluation challenges, so you can start on a funded-style account without an evaluation phase.